Category Archives: Credit Repair

10 Good Things About Being Debt Free

Nobody ever said crawling out of debt would be easy. In fact, it’s really no fun and the struggle to maintain your budget and spending can get pretty hard but there IS a pot of gold at the end of the rainbow…here are some things to look forward to!

No more calls from persistant collection agencies
Less […]

So I Have Bad Credit. How in the World Can I get a Loan When I Need it?

With the real estate market on such a downward spiral this past year, lenders are having a harder time parting with their money, especially to high risk customers. If you have bad credit, then a secured home loan may be the only option for you. Basically, a secured home loan is when a lender decides […]

Bad Credit Got You Down? Do Something About it.

I’ve been working on repairing my credit for awhile now and love the feeling of the difference I’m making on my credit reports and watching my FICO score slowly climb to a more respectable number. If you’ve racked up collections, lawsuits or credit card debt over the years then you are just one of […]

Pssst…You Don’t Have to Actually Pay For Your FICO and Credit Reports!

I’m in the process of cleaning up my reports and wanted to keep tabs on my reports but didn’t want to pay for each report. I stumbled onto the free trial over at MyFico and can now see everything I need to for free MyFico is a site that offers informative credit information and […]