Drowning in debt sucks. Being hounded by collection agencies sucks more. You may have heard horror stories about collectors harassing borrowers who are struggling to pay off bills and was actually a technique that many collectors turned to before the Fair Debt Collection Practices Act was put into place in 1977 to protect borrowers with […]
I have been hacking away, at all of my debts this year and have really made a dent! I think my biggest milestone was paying 75% of my credit card debt down, pushing 10% into my 401K at work and getting a new-to-me used car that was very affordable with low insurance. Here is my […]
I found a handy calculator here to help plan your debt reduction!
Crunch some numbers and find out how long it will take you to become debt free. If you have a specific deadline for when you’d like to have your debt paid off, just enter it and the calculator will tell you what monthly payments […]
No Credit Needed has released a free ebook! It’s a simple, step-by-step guide to reducing debt with resources such as debt reduction methods, reducing monthly interest charges, building an emergency fund, maximizing savings and more. Although some of these topics you may already be familiar with, it never hurts to have a refresher.
You can download […]
My name is Sarah and I'm on a mission to get the debt monkey off my back. This blog is about my journey to create my own financial zen. I'm also a huge internet junkie, freelance designer, mom and seo marketing ninja. Contact me here.
