I’ve been working on repairing my credit for awhile now and love the feeling of the difference I’m making on my credit reports and watching my FICO score slowly climb to a more respectable number. If you’ve racked up collections, lawsuits or credit card debt over the years then you are just one of the millions of people who have bad credit but that doesn’t mean you have to just sit and wait for it to get better on it’s own simply by making payments on time…most likely there are many negative items on your report that you can have removed within 30 days. If you feel a little overwhelmed about how the credit repair process works, check out CreditNet’s credit repair guide which will give you all the information you’ll need to begin repairing your credit and improving your credit scores. They also have a section where they feature bad credit credit cards for those looking to rebuild, company reviews, and a very active forum for when you get stuck.